HAPNAV – The Happiness Navigator!

HapNav – The Happiness Navigator – http://www.hapnav.com

We want to put people in control of their finances. We have the technology and a start-up pursuing that goal. HapNav, the Happiness Navigator. Can we succeed?

We want to re-make the wealth cyberspace for people. We want to fix some of the problems that have handicapped the financial industry for decades. Too much power and too much personal data, reside with the “product silos” – the big Product Providers and their Distributors. People are fed up with the lack of controls.

“I spent my entire career championing information sharing, openness and personal empowerment online — but I have become increasingly concerned as power in financial services is weighted against the individual and stacked in favour of providers and their distributors.” Steve Conley, Founder CEO HapNav Ltd and the Academy of Life Planning.

We need a push to give individuals greater control over their data.

We need to offer a portal where people can use a single sign-on for any financial service or product and personal data to be stored in “pods,” or personal online data stores, controlled by the user.

That is why this new, updated wealth tech app, HapNav, will enable the kind of person-to-person sharing and collaboration that has helped make the wealth industry so successful over the years, while leaving the user in control.

It is rather like in the NHS. Imagine addressing the long-standing problem of incompatible medical records. What if the NHS could give everyone an “All About Me” form with various doctors and other service providers able to update that record even as it remains in the user’s control? Now imagine that for your finances!

Regulators worldwide have voiced similar complaints. The product silos are facing tougher new rules where they are challenged on locking clients into service through control of data, then tapping into assets and charging fees without delivering services.

Our answer to the problem is technology that gives individuals more power.

“Pods,” personal online data stores, are a key technical ingredient to achieve that goal. The idea is that each person could control his or her own data — cash flows modelled, open banking platforms, product comparison sites, risk metric questionnaire — in an individual data safe, typically a sliver of server space.

Companies could gain access to a person’s data, with permission, through a secure link for a specific task like processing an investment application or delivering a personalised ad. They could link to and use personal information selectively, but not store it.

Our vision of personal data sovereignty stands in sharp contrast to the harvest-and-hoard model of the big product companies and their distributors.

This is about making markets thrive. Personal data in pods can be linked with public and private data to create new applications. Start-ups can play a crucial role in accelerating the adoption of this new technology. Technology has become faster and smarter — and pressure on the big tech companies is mounting.

So why not offer individuals better ways to control their data.

Our goal is to improve wealth and wellbeing for the client. And it is a fundamental change in how we share information in financial services.

This is a fix-it project. Our long view is a thriving decentralized marketplace, fuelled by personal empowerment and collaboration.

This is not a pipe dream. This is already happening!

Check out what Sir Tim Berners-Lee, the grandfather of the world-wide-web has to say in the links below.

For more information visit: HOME (hapnav.com)

See These Articles:
He Created the Web. Now He’s Out to Remake the Digital World.    Tim Berners-Lee wants to put people in control of their personal data. He has technology and a start-up pursuing that goal. Can he succeed?
Father of the Web Tim Berners-Lee prepares ‘do-over’   Sir Tim Berners-Lee, the British computer scientist who was knighted for inventing the internet navigation system known as the World Wide Web, wants to re-make cyberspace once again.

Be a lamp, or a lifeboat, or a ladder.

“Be a lamp, or a lifeboat, or a ladder. Help someone’s soul heal. Walk out of your house like a shepherd.”
― Rumi

Set up your own Non-Intermediating Financial Planning business.

In a few months from now …

Your established, successful, standalone business. 100% owned by you. Your very own income producing asset. Turnover £50k, £100k, £150k per annum easily achievable, depending on days of week you are willing to commit. One, two, three?

Your time is your own. You are your own boss. No non-sensical limiting regulations to deal with. Such as having to pass every tweet, post, or blog past a department to sign off. No ridiculous overheads increasing year on year outside of your control. No liabilities chasing you to the grave. No liabilities passed to you for the fault of others.

Your work combines, what you are good at, with what you love, what the world needs, and what you get paid for. In Japan, this is called your Ikigai. We call it your purpose. Your purpose is work that doesn’t feel like work, from which you may never wish to retire.

You have a proven, tried and tested, out of the box solution, so that you do not have to reinvent the wheel. All templates for client documentation, processes, exercises, forms. Licence free. No intellectual property rights to consider. Completely open source. Free to use, share and modify. Up and running in weeks not years.

You have unlimited access by email to our support desk to ask unlimited questions. Fast response assured, within 24 hours typically. Multiple times the experience of a single business. Experts, experienced and insured to advise you on what to do and what not to do.

Market leaders. Market innovators. Multi-award winners. Giving you personal day-to-day advice on how to set up and run a successful business.

Part of a community of likeminded entrepreneurs willing to share and support you. Meeting weekly (attendance optional). All that experience available to you real time. Plus, structured peer mentorship available via closed social media group.

Personalised one-on-one support tailored to your requirements. One-hour mentorship, one-to-one, every month, with an accredited practicing successful Game Plan practitioner, and certified mentor. Expert, experienced, insured.

High customer satisfaction ratings assured. Customers are delighted by the process. Blown away by the transformational nature of change. Your customers will have access to HapNav, the Happiness Navigator. This is a ground-breaking wealth tech app that puts your customers in control of their finances at prices everyone can afford.

You will have your own Unique Benefit System. Your UBS makes you an authority in your field. It makes you the number one in your niche market segment. You are hugely differentiated, standing out for all the right reasons, with little in the way of competition.

You are working from home, or anywhere. One member is even planning to sail around Britain hooking up to the internet via star nav as he runs his business. Imagine that kind of freedom in the workplace.

Fast growth in a fledgling market. Your business strategy is aligned with the Four Ps (Purpose, People, Planet, Profit) making it a Firm of Endearment. FoEs can expect financial performance to outperform the market, historically by as much as an extra 2% per month in turnover growth.

You will move from a lifestyle business where you exchange your time for money, to a fully scalable equity-based business, where you exchange your knowhow for money. With our support on building your 1-2-many Masterclasses, and nocturnal income generating 0-2-many Netflix-style subscription services (includes pre-recorded, podcasts, videos, and eBooks). This gives you a great work-life balance. Where your time is your own.

You live your best life, by helping others live theirs.

You make the world a better place for you having lived, by helping others be the change that they wish to see in the world.

The Game Plan solution for your clients, helps them to identify their purpose and live on purpose, producing income from it to provide the financial architecture for contented living. The optimal strategy for contented living.

Avoiding the highway robbers … and enjoying wealth in every area of your life, as you help your customers avoid the highway robbers … and enjoy wealth in every area of theirs.

Ticking all the boxes in today’s drivers for change.

A life and money planner and coach, following the biggest life and money crisis the world has ever seen. Right place, right time, right skills.

Your talent is your gift, your purpose is to use your gift in the service of others.

Be a lamp, or a lifeboat, or a ladder.